What Is a Credit Score? A credit score is a numerical representation that reflects an individual's creditworthiness, essentially indicating their likelihood of repaying debts in a timely manner.

Most issuers let you request a higher credit limit without hurting your score. Learn how it works, what you'll need, and why ...

A credit report is a detailed record of your credit history, compiled by bureaus. Learn what’s included and how you can access your credit report for free.