Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...

MEMPHIS, Tenn. - A whopping 6% of Vanguard customers made an emergency hardship withdrawal in 2025, according to the ...

Turning 65 felt like crossing a finish line I had been running toward my whole life. The mortgage was paid down, the kids ...

You're better off having separate funds allocated for surprise expenses.

One of the biggest threats to your retirement savings isn't inflation, a stock market swoon or even bad investment picks – it's you. That's because when a financial crisis hits, many workers start ...

Americans over 65 currently hold trillions of dollars in retirement savings, but in today's economic landscape, a growing number are questioning conventional wisdom regarding how to structure their ...

An emergency fund is an important way to safeguard against unexpected expenses, income loss and emergencies. It can also help to protect your retirement funds in those years when you likely are living ...

Workers with even modest emergency reserves are far more likely to preserve their retirement contributions—highlighting a simple, powerful way employers can help. Financial stress is taking a heavy ...

The bill would encourage retirement plan participation by giving people penalty-free access to funds in the event of an emergency. Senators James Lankford, R-Oklahoma, and Michael Bennet, D-Colorado, ...

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It’s important to take practical steps to build or rebuild your emergency fund and avoid all-or-nothing thinking. Getting to ...