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Saving money for an entire year can be challenging, especially when you have so many categories and not enough money. So I save in 90-day increments: 1. Break down your categories. I think of all of the birthdays, anniversaries, special events, home maintenance, car maintenance and self-care 2. How many of these categories will come up in the next 3 months 3. How much do you need to save for each category (EX. Birthday Savings = $500 and Anniversary Dinner Savings = $400 = $900 total needed) 4.
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